Q-Poll: Most Are Optimistic About Financial Future

Seventy-five percent of Americans are optimistic about their financial future, compared to 19 percent who are pessimistic, reveals a new Quinnipiac University poll.

Here are the survey's highlights:

• 50 percent believe they will have enough savings when they retire to live comfortably, while 33 percent think they will not.

• 69 percent say they can afford to pay an unexpected $500 bill, compared to 29 percent who cannot.

• 60 percent say they have retirement savings, while 37 percent do not.

• 45 percent believe the Social Security system will be able to pay a benefit once they are eligible to collect it, compared to 32 percent who do not.

• 17 percent regret taking student loans to get through college, while 28 percent do not regret it.

"This high level of optimism reflects the constant economic growth and decreasing levels of unemployment over the last decade," said Osman Kilic, chair of the Department of Finance at the School of Business at Quinnipiac University. "It also shows, however, the lack of savings, especially for retirement."

The poll, conducted Mary 21-25, surveyed, 1,590 people. It has a margin of error of plus or minus 3 percentage points.

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